Terms and Conditions

Last updated: January 22, 2026

Welcome to the Trezor group Crypto Wallet Service. Please read these Terms and Conditions (“Terms”) in their entirety before accessing, registering for, downloading, installing, or using Our Service. These Terms establish a legally binding contract between You (“You” or “Your”) and the Company (“We”, “Us”, or “Our”), governing the provision, access, and use of the Service. By completing the registration process, creating a Wallet, initiating any Transaction, or otherwise engaging with any aspect of the Service—whether through the website, mobile application, or API integrations—You affirm that You have carefully reviewed, fully understood, and unconditionally accept these Terms, including all referenced policies and guidelines.

If You are entering into these Terms on behalf of a business, organization, or other legal entity, You represent and warrant that You have the requisite authority to bind such entity to these Terms. Should any provision herein be unacceptable to You, You must immediately discontinue all use of the Service and delete any associated applications or data from Your Device.

These Terms are designed with a strong emphasis on user empowerment, transparency, and compliance with European Union (EU) regulatory frameworks, including the Markets in Crypto-Assets Regulation (MiCA), the General Data Protection Regulation (GDPR), the Electronic Money Directive (EMD2), and the Fifth Anti-Money Laundering Directive (5AMLD). As a non-custodial wallet service, We prioritize Your control over Your Crypto Assets while providing robust tools for secure management. However, the volatile and unregulated nature of Crypto Assets means inherent risks—such as total loss of value, irreversible Transactions, or security vulnerabilities—which You must fully acknowledge and assume.

These Terms incorporate by reference Our Privacy Policy (detailing data collection, processing, and rights), Acceptable Use Policy (outlining prohibited activities), and Fee Schedule (specifying any applicable charges). In the event of inconsistencies, these Terms shall prevail unless EU consumer protection laws dictate otherwise. We recommend consulting independent legal or financial advisors before using the Service, especially for high-value Transactions or complex strategies.

Your use of the Service may also be subject to additional terms from third-party providers (e.g., blockchain networks or integrated exchanges), which You agree to review and accept separately.

Interpretation and Definitions

Interpretation

Throughout these Terms, capitalized words and phrases carry specific meanings as outlined in the Definitions section below. These definitions apply uniformly regardless of whether the terms appear in singular, plural, masculine, feminine, or neuter form. For interpretive purposes, headings and subheadings are for convenience only and do not affect meaning. References to “days” mean calendar days unless specified otherwise. Where context requires, terms shall be construed broadly to effectuate the purposes of these Terms, in alignment with EU principles of good faith, fair dealing, and consumer protection under directives such as the Unfair Contract Terms Directive (93/13/EEC). Any ambiguities shall be resolved in a manner that protects Your rights as a consumer, to the extent mandated by law.

Definitions

The following key terms are defined as follows for clarity and consistency:

  • Affiliate means any individual, corporation, partnership, trust, or other legal entity that directly or indirectly controls, is controlled by, or is under common control with the Company. “Control” is determined by ownership, beneficial interest, or voting power exceeding 50% of the relevant securities or governance rights.
  • Account means the unique user profile You create on the Service, secured by credentials (e.g., username, password, and multi-factor authentication) and associated with Your Wallet for personalized access to features and history.
  • Blockchain means a decentralized, distributed ledger technology underpinning Crypto Assets, including networks like Bitcoin, Ethereum, or any supported protocol, where Transactions are recorded immutably.
  • Company (interchangeably “We”, “Us”, or “Our”) refers to Trezor group LTD, a limited liability company duly organized and existing under the laws of England and Wales, dedicated to providing innovative crypto wallet solutions.
  • Crypto Assets means any form of digital, virtual, or cryptocurrency, token, stablecoin, non-fungible token (NFT), or blockchain-based asset supported by the Service, including but not limited to Bitcoin (BTC), Ethereum (ETH), and ERC-20 tokens. This excludes fiat currencies or traditional securities.
  • Device means any electronic device, hardware, or software platform capable of connecting to the internet and interfacing with the Service, such as mobile phones, desktops, laptops, tablets, or wearable devices.
  • Force Majeure Event means any unforeseeable circumstance beyond Our reasonable control, including natural disasters, wars, terrorism, cyberattacks, regulatory changes, blockchain forks, or network outages.
  • KYC/AML Procedures means the Know Your Customer (KYC) and Anti-Money Laundering (AML) verification processes We implement to comply with EU regulations, potentially involving identity document submission and source-of-funds checks.
  • Private Key means the secret cryptographic code generated by or for You that grants exclusive control over Your Wallet and associated Crypto Assets. Loss or compromise of a Private Key results in permanent inaccessibility.
  • Public Key (or Wallet Address) means the publicly shareable identifier derived from Your Private Key, used for receiving Crypto Assets without exposing sensitive information.
  • Service encompasses the entire Trezor group platform, including the website, mobile applications (iOS/Android), browser extensions, API endpoints, and all related functionalities for Wallet management, Transaction facilitation, security tools, and educational resources.
  • Terms means these Terms and Conditions, as amended from time to time, constituting the full agreement between You and the Company, supplemented by referenced policies.
  • Transaction means any action involving Crypto Assets executed via the Service, such as sending, receiving, swapping, staking, or bridging, subject to network confirmation and fees.
  • Wallet means the non-custodial digital storage mechanism within Your Account, enabling secure holding and transfer of Crypto Assets on supported Blockchains.
  • You (or “Your”) means the natural person, legal entity, or authorized representative accessing or using the Service, bound by these Terms.

Acknowledgment and Eligibility

By accessing or using the Service, You explicitly acknowledge and agree that:

  • These Terms form a complete, integrated agreement superseding any prior discussions, representations, or understandings, whether oral, written, or implied.
  • You are solely responsible for evaluating the suitability of the Service for Your needs, including understanding Crypto Asset risks such as extreme volatility, regulatory uncertainty, and technological failures.
  • The Service is provided on a non-custodial basis: We do not hold, custody, or control Your Crypto Assets or Private Keys. You assume full ownership, liability, and risk for all Wallet contents and Transactions.
  • You will comply with all applicable laws, including EU-wide MiCA requirements for Crypto Asset service providers, national implementations, and international sanctions (e.g., EU Common Foreign and Security Policy regulations).

Eligibility Requirements: To use the Service, You must:

  • Be at least 18 years of age (or the legal age of majority in Your jurisdiction, if higher) and possess full legal capacity to enter binding contracts.
  • Not be a “Prohibited Person,” defined as any individual or entity subject to sanctions, embargoes, or restrictions under EU, UK, US (OFAC), or UN regulations, including those on terrorist financing or weapons proliferation.
  • Reside in a jurisdiction where use of the Service is permitted and not prohibited by local laws (e.g., certain restrictions in high-risk countries).
  • Complete any required KYC/AML Procedures accurately and promptly, providing valid identification (e.g., passport, national ID) and proof of address if requested.
  • Agree to electronic communications for notices, updates, and verifications, delivered via email, in-app notifications, or the Service dashboard.

We reserve the right to verify eligibility at any time, including through third-party screening tools, and to suspend or terminate access for non-compliance without liability.

User Conduct, Acceptable Use, and Security Responsibilities

Your use of the Service must promote a safe, lawful, and ethical environment. You covenant to:

  • Permitted Activities: Utilize the Service exclusively for legitimate purposes, such as personal Wallet management, peer-to-peer Transfers, or DeFi interactions on supported protocols, in accordance with these Terms and Our Acceptable Use Policy.
  • Prohibited Conduct: Refrain from any illegal, harmful, or abusive actions, including but not limited to: money laundering, fraud, ransomware, phishing, market manipulation, unauthorized access (hacking), distributing malware, or engaging in sanctioned activities. You shall not use the Service to facilitate terrorism financing, human trafficking, or environmental crimes as proscribed by EU directives.
  • Content and Interactions: Ensure all User Content (e.g., transaction memos, support queries) is accurate, non-defamatory, and free of intellectual property infringements. You grant Us a worldwide, perpetual, irrevocable, royalty-free license to use such content for Service improvement, without further attribution.
  • Commercial Restrictions: Non-commercial use is encouraged; any business, institutional, or high-volume use requires prior written approval and may incur additional compliance obligations under MiCA’s licensing for Crypto Asset Services (CASPs).
  • Tax and Reporting: Independently track and report all Transactions for tax purposes, complying with EU DAC8 (Crypto-Asset Reporting Framework) and national obligations. We may provide exportable reports but disclaim liability for tax advice.

Security Duties: As the sole custodian of Your Private Keys, You must:

  • Store Private Keys offline (e.g., hardware wallet, paper backup) and never share them with third parties, including Us.
  • Use strong, unique passwords and enable all available security features (e.g., biometric authentication, MFA, device pinning).
  • Monitor Your Account regularly for unauthorized activity and report issues within 24 hours via support channels.
  • Avoid public Wi-Fi for sensitive operations and keep Your Device updated with the latest security patches.
  • Verify all Transaction details (e.g., addresses, amounts) before confirmation, as errors are irreversible.

We employ state-of-the-art measures (e.g., end-to-end encryption, anomaly detection) but cannot guarantee absolute security against user negligence, phishing, or external threats. You indemnify Us against losses from Your security lapses.

Wallet Creation, Transaction Processing, and Fees

Account and Wallet Setup: Registration involves providing an email, creating credentials, and generating a Wallet. We derive Your Public Key and Private Key using industry-standard cryptography (e.g., ECDSA for Bitcoin). You must immediately back up Your Private Key phrase (typically 12-24 words) in a secure, offline manner. Failure to do so may result in permanent loss of access. Wallets are hierarchical deterministic (HD) for multi-account support, but You bear responsibility for seed phrase integrity.

Transaction Execution: All Transactions require Your explicit authorization via the Service interface. Steps include:

  1. Entering recipient details and amount.
  2. Reviewing estimated fees and gas costs.
  3. Signing with Your Private Key (handled securely in-app).
  4. Broadcasting to the relevant Blockchain for miner/validator confirmation.

Transactions are final upon Blockchain inclusion; We cannot reverse, pause, or refund them. Delays may occur due to network congestion, low fees, or forks. Supported Blockchains are listed in Our documentation; adding new ones requires updates and may involve migration risks.

Swaps and Integrations: If enabled, in-app swaps via third-party DEX aggregators (e.g., 1inch) are facilitated but executed off-Service. You consent to routing data to partners, with slippage and impermanent loss risks disclosed upfront.

Fees Structure: The Service is free for basic use, but:

  • Blockchain network fees (e.g., gas) are paid directly to miners and passed through without markup.
  • Optional premium features (e.g., advanced analytics, priority support) may incur subscription fees, detailed in Our Fee Schedule and compliant with MiCA’s fee transparency rules.
  • No hidden charges; all costs are quoted pre-Transaction, with breakdowns available on request.

We reserve the right to adjust fees with 30 days’ notice, excluding regulatory-mandated changes.

Intellectual Property and User Content

The Service, including its code, UI/UX design, logos, documentation, and underlying algorithms, constitutes proprietary intellectual property owned by the Company or licensed from Affiliates/third parties, safeguarded by EU copyright law (Directive 2001/29/EC), trademark regulations, and database rights (Directive 96/9/EC). You are granted a limited, revocable, non-sublicensable, non-exclusive license to access and use the Service for Your personal, non-commercial Wallet management during the Term.

This license prohibits reverse-engineering, decompiling, disassembling, or creating derivative works. Any open-source components are subject to their respective licenses (e.g., MIT, GPL), disclosed in Our repository.

User Content: By submitting content (e.g., feedback, bug reports, custom labels), You grant Us an irrevocable, worldwide, royalty-free, fully paid-up license to use, modify, distribute, and incorporate it into the Service without compensation or attribution. You retain ownership but waive moral rights. All User Content must comply with Our Content Guidelines, and We may moderate or remove violative material at discretion.

Third-Party Links and Integrations

The Service may contain hyperlinks, APIs, or embeds to external resources (e.g., Blockchain explorers like Etherscan, DEXs, or NFT marketplaces) to enhance functionality. These are provided as conveniences and do not constitute endorsements.

We disclaim all control, responsibility, or liability for third-party content, privacy practices, security, availability, or compliance. Interactions with such parties are at Your sole risk, governed by their terms. You agree to indemnify Us against claims arising from Your third-party engagements facilitated via the Service.

For integrations (e.g., WalletConnect), You authorize data sharing limited to what’s necessary for operation, in line with GDPR’s purpose limitation principle.

Termination and Suspension

By You: You may terminate at any time by deleting Your Account via settings, exporting Your Wallet, and ceasing use. This does not cancel pending Transactions or relieve accrued obligations.

By Us: We may suspend (temporarily) or terminate (permanently) Your access immediately, without notice or liability, for reasons including:

  • Breaches of these Terms, such as security violations or prohibited use.
  • KYC/AML non-compliance or suspicious activity (e.g., high-volume Transfers without verification).
  • Regulatory demands, Force Majeure Events, or Service discontinuation.
  • Inactivity exceeding 24 months, to protect dormant assets.

Upon termination:

  • Access to the Service and Account ceases; export Your Private Key beforehand.
  • We may retain anonymized data for analytics or compliance, per Privacy Policy.
  • Survival clauses (e.g., indemnity, liability limits) persist indefinitely.

Suspensions allow for resolution (e.g., verification upload); repeated issues lead to termination. Appeals may be submitted via support, but decisions are final.

Disclaimers, Limitation of Liability, and Indemnification

“AS IS” and “AS AVAILABLE” Disclaimer

The Service is provided “AS IS” and “AS AVAILABLE,” with all faults, defects, and limitations inherent to blockchain technology. To the fullest extent permitted by EU law (e.g., Consumer Rights Directive 2011/83/EU), We disclaim all express, implied, statutory, or other warranties, including:

  • Merchantability, fitness for a particular purpose, or suitability for Crypto Asset handling.
  • Uninterrupted, error-free, or secure operation; compatibility with all Devices or Blockchains.
  • Accuracy of Transaction estimates, balance displays, or market data feeds.
  • Freedom from viruses, ransomware, or smart contract exploits.

No oral or written advice from Us creates warranties. You acknowledge that beta features or experimental integrations carry heightened risks. Mandatory EU consumer guarantees (e.g., conformity for digital services) remain intact where applicable.

Limitation of Liability

In no event shall Our aggregate liability—whether in contract, tort, strict liability, or otherwise—exceed the greater of: (i) fees paid by You in the 12 months preceding the claim, or (ii) €100. This cap applies per claim and excludes gross negligence or willful misconduct.

We shall not be liable for indirect, incidental, consequential, special, or punitive damages, including:

  • Loss of Crypto Assets value, profits, or opportunities due to market conditions or forks.
  • Data loss, business interruption, or recovery costs from key compromise.
  • Regulatory fines, taxes, or legal fees arising from Your use.
  • Harms from third-party actions, including exchange hacks or oracle failures.

This limitation holds even if advised of potential damages or if remedies fail essential purpose. Crypto Assets’ speculative nature amplifies risks, which You expressly assume.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, Affiliates, officers, directors, employees, and agents from all claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising from:

  • Your breach of these Terms or policies.
  • Violations of law, including AML/KYC failures or tax non-reporting.
  • Infringement of third-party rights via User Content or Transactions.
  • Unauthorized use of the Service or security incidents attributable to Your negligence.

We reserve the right to assume control of Your defense, with Your cooperation required.

Governing Law, Dispute Resolution, and EU-Specific Provisions

Governing Law

These Terms are governed by the laws of England and Wales, excluding conflict-of-laws rules. For EU residents, mandatory consumer protections from Your home Member State apply, enhancing rather than replacing English law where stricter.

Dispute Resolution

Strive for amicable resolution: Contact support@trezorgroup.com with details for informal mediation within 30 days. If unresolved:

  • EU users: Access the Online Dispute Resolution (ODR) platform at ec.europa.eu/odr for free, binding arbitration.
  • Non-EU: Binding arbitration under London Court of International Arbitration (LCIA) rules, with venue in London.

No class, collective, or representative actions permitted; disputes must be individual. Prevailing party recovers costs.

For European Union (EU) Users

As an EU consumer, You benefit from enhanced safeguards:

  • Right of Withdrawal: 14-day cooling-off for non-Transaction services (e.g., premium subscriptions), exercisable without reason.
  • Unfair Terms Protection: Any ambiguous clauses interpreted in Your favor.
  • MiCA Compliance: Transparent risk warnings, stablecoin safeguards, and CASP licensing assurances.
  • Cross-Border Remedies: Jurisdiction in Your home court for claims under €5,000.

Contact Our EU support for assistance; complaints may escalate to national authorities (e.g., FCA in UK equivalents).

Severability, Waiver, and Miscellaneous

Severability

If any provision is held invalid or unenforceable, it shall be reformed to the minimum extent necessary to achieve its intent, with remaining Terms unaffected and in full force.

Waiver

No waiver of any breach is effective unless in writing and signed. Delay in enforcement does not waive rights; single waiver does not extend to future breaches.

Entire Agreement

These Terms, with incorporated policies, embody the full understanding, superseding predecessors. Amendments only via written notice or posted updates.

Force Majeure

Neither party liable for delays from Force Majeure; affected party notifies promptly and resumes performance ASAP.

Assignment

You may not assign rights without consent; We may assign freely to Affiliates or successors in mergers.

Notices

Notices to You via email/dashboard; to Us at support@trezorgroup.com. Deemed received 24 hours post-send.

Translation

English version controls; translations courtesy-only, non-binding.

Changes to These Terms

We may revise Terms to adapt to regulations, technology, or operations. Material changes (e.g., liability shifts, new features) trigger 30 days’ advance notice via email, in-app alerts, or Service banners. Minor edits effective immediately.

Continued use post-effective date constitutes acceptance. To opt-out, terminate access before changes apply. Review regularly; Your vigilance is key.

Contact Us

For support, queries, or notices:

  • Email: support@trezorgroup.com (include Account details for faster resolution).
  • In-App: Use the Help Center or live chat for real-time assistance (available 24/7).

Responses within 48 hours; escalations to compliance@trezorgroup.com for regulatory matters. EU users: Refer to national ombudsmen if unsatisfied.

Trezor group